What Makes a Difference in Retail Banking?

Essential Building Blocks of Best in Class Retail Banks / Service Providers

Distribution Strategies

Brick & Mortar branch transformation, Contact Centers, Agent Networks, CRM strategies, Customer experience, Customer journeys, Sales Force Effectiveness improvement (SFE), Network Optimization

Product Design

Product pricing, behavioural design, consumer loans, mortgages, credit cards, account packages & bundles, SME unsecured and investment financing.

SME Banking

Segmentation strategies, sales force optimization, advisory, lending, day-to-day banking offers, pricing and collections.

Premium & Private Banking

Segmentation, value proposition, Asset management, bancassurance, advisory, sales force optimization, customer experience, MIFID

Processes & Technology

Core servicing process performance / efficiency improvement, process management, centralisation, retail operations "factory", LEAN processes and organisations, retail IT architecture enhancement.

Digital Transformation

Pragmatic approach to investing into digital transformation, new product / process design, customer experience, mobile & internet banking, customer acquisition or service using social media, process automation, IT architecture re-design for digital